Ingredients
Equipment
Method
Prep and make the filling
- Preheat oven to 350F and grease a 9x5 loaf pan.
- Beat cream cheese filling ingredients until smooth, then refrigerate.
Make the pumpkin batter
- Whisk all pumpkin bread dry ingredients together until evenly combined.
- Whisk pumpkin bread wet ingredients together in a separate bowl until glossy and smooth.
- Fold wet into dry just until no dry streaks remain.
Assemble and bake
- Pour half the batter into the loaf pan and spoon the cream cheese filling down the center.
- Top with remaining batter and swirl gently with a knife to marble the center.
- Sprinkle cinnamon sugar over the top evenly.
- Bake 60-65 minutes at 350F until a toothpick inserted at the edge (not through the cream cheese center) comes out clean.
Notes
For the cleanest swirl, keep the cream cheese filling chilled until assembly. Store covered in the refrigerator for up to 4 days and rewarm slices in short microwave bursts. Freezing is yes—wrap individual slices and freeze up to 2 months; thaw overnight in the fridge. For a dairy-light option, use lactose-free cream cheese to keep the filling texture similar.
