Ingredients
Equipment
Method
Preheat and mix filling
- Preheat oven to 350F, then grease two 9x5 loaf pans.
- Beat cream cheese filling until completely smooth, then set aside.
Mix the pumpkin batter
- Whisk all-purpose flour, baking soda, cinnamon, nutmeg, cloves, and salt in a large bowl.
- Whisk granulated sugar, pumpkin puree, eggs, vegetable oil, and water until smooth.
- Fold dry ingredients into wet ingredients until just combined.
Assemble and bake
- Divide half the batter between both pans, then spoon cream cheese filling down the center of each loaf.
- Top each loaf with remaining batter and swirl gently with a knife.
- Bake 60-65 minutes at 350F until a toothpick inserted at the edge comes out clean.
- Cool completely before slicing.
Notes
Pro tip: swirl gently and stop before you fully combine the layers—leave distinct cream cheese streaks for that “marbled” center. Store tightly covered in the refrigerator up to 4 days; freeze slices up to 2 months. For a lighter option, use low-fat cream cheese (the swirl may be slightly softer but still bakes through).
